Financing
HVAC Financing in Bardstown & Bloomfield, KY
Pay for a big repair, a new system or a water heater over time with financing through Wisetack. Checking your options takes about a minute and won't affect your credit score.
5.0 from 25+ Google reviewsHow financing works
Ask about financing when we give you your price, and we'll send you everything you need.
1. Get your price
We look at your system, explain what it needs and give you the price for the job.
2. Check your options in about a minute
We send you a Wisetack link with your estimate or invoice. Enter some basic information on your phone to see the plans you qualify for.
3. Pick the plan that fits
If you're approved, you'll see several monthly payment options and the total cost of each. Wisetack pays us, and you pay over time.
"Jacob and his team are great! Not only are the quotes very reasonable but the work is excellent."
Rachel, Google reviewPay over time for the work you need
Finance a big repair, a new furnace or air conditioner, ductwork or a water heater.
"We use Jacob and his team to replace two of our air-conditioning units that were 24 years old."
Theresa Foster, Google review0% APR for up to 24 months*
For customers who qualify. Your rate depends on the amount and your credit.
No credit impact to check
Checking your options is a soft credit pull, so your credit score isn't affected.
See the full cost first
Each option shows the monthly payment and the total cost before you accept anything.
No prepayment penalty
Pay it off early whenever you like, with no prepayment fees.
Financing questions
Who provides the financing?
Wisetack. Payment options through Wisetack are provided by its lending partners, and Wisetack pays us directly for the work.
Will checking my options hurt my credit?
No. Checking your eligibility is a soft credit pull, so your credit score won't be affected. Accepting an offer, and how you repay it, can affect your credit.
Can I get 0% APR?
Customers who qualify can get 0% APR on plans of up to 24 months. Rates depend on the amount and your credit, and you'll see your actual options before you accept anything.
How do I apply?
Ask us about financing when we give you your price. We'll send a Wisetack link with your estimate or invoice. You'll need a mobile phone number, and the application takes about a minute.
What can I finance?
Larger repairs, new furnaces and air conditioners, full system replacements, ductwork and water heaters.
Can I pay it off early?
Yes. There are no prepayment penalties or fees.
*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $5,500 purchase could cost $253.54 per month for 24 months, based on a 9.9% APR, or $1,833.33 per month for 3 months, based on a 0% APR. Offers range from 0 to 35.9% APR based on amount requested and creditworthiness. Not all merchants and lending partners participate in 0% interest programs. Terms range from 3 - 120 months and may vary based on merchant, lending partner, or transaction size. State interest rate caps may apply. No prepaid finance charges or participation fees. See additional terms at wisetack.com/faqs.
Let's get you comfortable.
Tell us what your system is doing. Ask about financing when we give you your price.
